Google Pay users in India, who recently received new features designed to enhance their privacy, are expected to receive additional assistance that should help them complete transactions at merchant establishments more easily.
Google Pay also allows users to make contactless payments for UPI (Unified Payments Interface) transactions using NFC (Near Field Communication) technology on their devices. UPI is an instant real-time payment system that facilitates inter-bank transactions.
Previously, Google Pay users in India who wanted to pass money for transactions at merchant establishments through their smartphones had to scan the appropriate QR code or enter the merchant’s UPI ID.
How to use NFC for Google Pay
Users only need to hold their smartphones near the NFC terminal and enter the sum.
The transaction will be completed quickly.
Users must, of course, have a Google Pay account and a phone with an NFC chip. If users have an NFC chip on their phones, they must tap and turn it on in order for the payments to work.
According to the Google Pay Support page, only Pine Lab terminals currently support UPI payments through NFC. However, more players will join the fray in the near future.
Google Pay recently added credit and debit cards to the list of payment options available in addition to paying directly from a connected bank account.
In India, Google Pay currently supports Axis Bank credit/debit cards and SBI credit cards. More credit/debit cards will be accepted in the future.
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When you add a credit or debit card as a payment option, Google Pay will generate a virtual account number known as a ‘token,’ which will replace the actual number on your card. This method, known as ‘tokenisation,’ protects your personal and financial information.
You will use your card to pay merchants in your day-to-day transactions once your token has been produced and your card has been validated as a payment form.